HOME INVENTORY ADVICE

HOME INVENTORY ADVICE
You never know when a disaster may strike—but you can be prepared with a home inventory. ONLY CONTENTS (www.onlycontents.com) offers the following advise to help you prepare a home inventory.

Having an up-to-date home inventory will help you:
 Purchase enough insurance to replace the things you own.
 Get your insurance claims settled faster.
 Substantiate losses for your income tax return.

GETTING STARTED
There are many ways to create a home inventory. It may seem hard at first to record information about everything you have in your house, but don’t let that put you off. First, decide on a way to make an inventory that works for you. You can do it room by room, category by category (furniture, electronics, etc.), from newest items to oldest or from most expensive purchases to less expensive ones.

TAKING INVENTORY
There are different ways to making your list. You can write everything down in a notebook, for example. Or you can take pictures, writing information on the back of the photos or put information on your computer. If you have a video camera, you can walk through your house filming and describing the contents at the same time. Keep receipts when they are available and note the cost for the item, when you bought it and other information about the make and model.
Expensive items like jewelry and art work may need to be insured separately. Ask your insurance agent whether you need a floater for your homeowners’ policy.
Store a copy of your inventory in a safe place outside of you home—with a friend or in a safe deposit box. (If your inventory is electronic, store it on a thumb drive.) That way you’ll be sure to have something to give your insurance representative if your home is damaged. Also, whenever you make a significant purchase, remember to add the information to your inventory while the details are fresh in your mind.

BIG TICKET ITEMS
Make note of expensive items, such as jewelry, furs, and collectibles. Valuable items may need separate insurance. But, don’t forget more commonplace items such as toys, CD’s and clothing.

TAKING PHOTOGRAPHS
Along with the written information, consider adding photographs of your possessions, which can be done easily with a digital camera. You can always simply store your print photographs with a copy of your inventory.

VIDEOTAPE IT
Walk through your house or apartment videotaping the contents. Remember to open drawers and closets. One advantage of videotape is that you can narrate what you are filming.

MAKING LISTS
In some case, items below are listed by the room in which they are most likely to be found. In other cases, they are grouped together by category. For many items like books, CDs, sheets or pots and pans, you can make a general estimate of how many you have and their estimated value.

HOME INVENTORY
You can refer to the following lists to help create your inventories. Write a brief description of the item including when and where it was purchased and its make or model number.

GENERAL APPLIANCES
 Televisions
 VCR/DVD player
 Video camera
 CD player
 Stereo equipment
 CDs, records
 Radios
 Sewing machine
 Cameras
 Answering machine
 Phones
 Washer/Dryer
 Air conditioners
 Heaters
 Fans
 Vacuum cleaner
 Exercise equipment

GENERAL HOUSEHOLD
 Carpet/rugs
 Window treatments
 Bookcases
 Chairs
 Lamps/light fixtures
 Clocks
 Mirrors
 Vases
 Collections (coin, stamp, etc.)
 Pictures/wall hangings

LIVING ROOM
 Sofa
 Chairs
 Coffee table
 End tables
 Entertainment center/wall units
 Piano/other musical instruments

DINING ROOM
 Buffet
 Table
 Chairs
 China cabinet
 China
 Silverware
 Crystal
 Table linens
 Tea/coffee sets
 Serving table/cart

BEDROOMS
 Beds
 Bed Linens
 Dressers/Chests
 Dressing Tables
 Night tables

CLOTHING
 Shoes
 Coats
 Furs
 Suits
 Dresses
 Sweaters
 Sports Apparel
 Shirts
 Skirts
 Jewelry

KITCHEN
 Table
 Chairs
 Refrigerator
 Freezer
 Stove
 Microwave Oven
 Oven
 Dishwasher
 Coffee makers/other small appliances
 Pots/Pans
 Dishes
 Glasses
 Kitchen Utensils

BATHROOMS
 Hair dryer/other electrical appliances
 Scale
 Shower Curtains
 Towels

HOME OFFICE/STUDY/DEN
 Desk
 Chairs
 Sofa
 Computer
 Printer
 Scanner
 Fax Machine
 Books
 Tables
 Business Supplies

GARAGE/BASEMENT/ATTIC/SHED
 Furniture
 Luggage/Trunks
 Sports Equipment
 Toys/Outdoor Games
 Bicycles

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Only Contents (1-855-KLEAN79)

Only Contents (www.onlycontents.com) is a trusted leader in content packing, restoration and storage. Only Contents technicians are able to clean, sanitize and deodorize household contents that appear at first to be unrecoverable. Through the use of the latest in cleaning technology, precious keepsakes may be kept rather than lost forever. Trained professionals keep record of contents using the latest inventory systems, while documenting any damage for future evaluation. Once items are packed-out and moved to secure facilities for storage and restoration, customers can be confident that Only Contents (1.855-KLEAN79) will protect their personal property. Only Contents (www.onlycontents.com) utilizes the latest equipment and training to not only clean items but also to improve speed and control costs.

Contents Services offered by Only Contents include:

•Pack Out and Moving Services
•Climate Controlled Secure Storage
•Cleaning and Decontaminating of Contents
•Electronics Restoration
•Fine Art and Antique Restoration
•Media Restoration
•Oriental Rug Cleaning and Repair
•Dry Cleaning
•On Site Content Virus and Bacteria Decontamination
•Inventory of Salvageable and Non-Salvageable Contents

There are sometimes scenarios during the disaster recovery process that require prompt removal and relocation of contents for cleaning and restoration. For example, if a home suffers fire or smoke damage, it is easier, safer and more cost-effective to remove contents to another location for content restoration work. Our pack out and storage services will handle all documentation and removal of damaged contents that need restoration work.
From the boxes and tape to the transportation and storage, we provide full-service personal property packing and moving.

•With the use of Digital Photo Inventory (DPI) all personal property is organized and inventoried with meticulous care.

•Using ultrasonic technology, our content restoration services are able to restore most items that would previously be considered a loss. Items such as china, jewelry, chandeliers, artificial plants and much more are processed in our facility for fast, safe and gentle ultrasonic cleaning.

•Ozone is an oxidizing gas that destroys organic odor molecules such as smoke and protein. Ozone is the most effective method of deodorizing any area or material because as it oxidizes bacteria and viruses, it kills the organisms responsible for causing unpleasant odors. Within our facility is an Ozone Chamber designed and built for safe and efficient processing of furniture and contents.

•After the personal property is processed in our advanced disaster restoration facility, it is then stored in a secure and climate controlled facility until construction is complete and our client is prepared for its return.

•Following the cleaning and restoration process and temporary storage, personal property is returned to our client. The digital photo inventory created during the pack out allows for a more organized and easy unpacking.

With just one call to Only Contents (1-855-KLEAN79), you will have the industry’s most knowledgeable content restoration providers at your service.

Spring is Upon Us – Here’s Some Important Tip

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April is upon us and with the full onslaught of Spring, we can expect rain. Only Contents (www.onlycontents.com), which is a nationwide company with offices in Michigan, Georgia, Florida and Illinois, has already seen large amounts of rain throughout the country this year. However, not all rain falls gently to the ground and Spring also means Severe Weather Season and the potential for flooding.

In case of damage or loss through fire or flood, having an accurate valuation of your belongings is essential. Now is a great time to update or complete a home inventory. You’ll give yourself a better picture of what you own and what its worth. With the rising price of precious metals, a good look at your jewelry is certainly warranted and technology changes so quickly that your 6-year-old laptop is now obsolete.

Most insurance companies have home inventory checklists in their offices or on their websites. If you prefer the digital route, apps and software are available. Some apps even allow you to attach photos and serial numbers directly to the inventory so all the information you need in case of fire damage, water loss or theft is in one location. (Be sure to keep a current list offsite.)

Once you’ve completed a home inventory, keeping up with changes is a snap. Just add or remove items to maintain an accurate list. A quick search for home inventory apps and software provides several choices.

Apple-compatible:
MyStuff2 by Richard Maddy
itemizer by Digital2Analog Software Inc.
belongings by Creative Pandas Sarl

Android-compatible:
MyHome Pro: Home Inventory by Access Lane, Inc.
Home Inventory Organizer by SmartWare Inc.
Home Inventory by Matiose Mobile

ONLY CONTENTS (1-855-KLEAN79) is a professional contents restoration firm that is singularly focused on your personal property.  We digitally photograph, inventory, clean and restore your contents after a disaster hits your home or business. The ONLY CONTENTS (www.onlycontents.com) Personal Property Restoration Centers are state-of-the-art facilities. We use the most effective cleaning techniques available in our industry.  These techniques include ultrasonic cleaning, Odell electronics cleaning stations and ozone deodorization done by expertly trained employees with the “know how” to do it right.  Only Contents is process driven.  We duplicate success by following a detailed system each and every time we process a loss.  A photo record is made of all items as they are carefully packaged and inventoried.  Packaged items are then conveyed to our Personal Property Restoration Center where they are cleaned and processed, then stored in secure vaults until they are delivered back to your home.

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Answers to 10 Common Questions After a Storm Strikes!

10 most common questions people have after a weather event

Picture this: A big storm hits your city. The question on everyone’s mind is: Now what? You’re not sure where to begin with the cleanup—or if it’s even safe to return to your home at all. At ONLY CONTENTS (www.onlycontents.com or 1.855 KLEAN 79), we know how stressful a weather event can be. To help relieve some of your anxiety we’ve put together a list of answers to the 10 most common questions people have after a weather event. Store this list in a safe place, and the next time a storm hits you’ll be better prepared to deal with the aftermath.

How do I know if my water is safe to drink?
Immediately after a big storm that has caused citywide damage (such as a tornado or hurricane), you should not use tap water for brushing your teeth, preparing meals, washing fruits and vegetables, ice or as drinking water (for you and your pets). Your city may issue a boil order, meaning all water should be boiled for at least one minute before consumption. Your local media outlets will provide you with information on the state of the city’s water, including when it’s finally safe to drink it again!

If you have a well that was flooded, don’t drink the water or use it for bathing until you have checked with your local health department about disinfecting it.

How do I contact a loved one who’s in a storm-struck area?
When you’re watching a storm unfold on television from hundreds of miles away, it can be heart wrenching to think of your loved ones who are riding out the storm. Naturally, you will want to get in touch with them to make sure they’re safe. The first step is a phone call directly to your loved ones. Be aware, however, that electricity—including landlines—may be knocked out, and that the cell networks may be overwhelmed. It may be difficult to reach them directly. The good news is that cell phone providers are working on strengthening their networks in storm-prone regions for emergency situations, so this may not be as problematic as it has been in the past.

In the event of a major disaster, the National Emergency Family Registry and Locator System will be activated to help you find individuals and families displaced by the storm. The Red Cross also maintains a searchable Safe and Well list that you can check to see if your loved ones have registered themselves.

How do I begin drying out my home after it’s been flooded?
If you happen to return home after a storm and find that it’s been flooded, it’s natural to want to eliminate the intruding water as quickly as possible. If you pump all the water out of your basement or first floor at once, though, the pressure from the water-heavy soil outside could cause the entire structure to collapse! In the event that your home is severely flooded and you’re feeling overwhelmed, call a professional like ONLY CONTENTS (www.onlycontents.com or 1.855 KLEAN 79) to help you survey the damage and restore the contents of your home to their former state.

How do I find a missing pet?
If poor Fido or Spot managed to get loose during the storm, first take a look around your neighborhood for any signs of your beloved pets. If you still can’t find them, call your local animal control office—they should have information on where lost pets are being housed, and you can make a trip to see if your pets are boarding there.

When is it safe to return to my home after a weather event?
Although it’s tempting to head to the comforts of home immediately after a traumatic storm like a tornado or hurricane, do not return to your home until officials determine that it’s safe to do so. Their evaluation will take water and sewage levels, electricity, natural gas levels and accessibility into account. The Environmental Protection Agency will likely be in contact with these officials and will announce when it is safe for residents to return to their homes.

How can I rid my home of smoke after a wildfire?
Cleaning your home after a wildfire depends on the amount of smoke exposure your home had. If the wildfires weren’t in your immediate region and the smoke smell is faint, you can use an air purifier to clean and remove pollutants from the air. If, however, your home was significantly affected by the fires, you need to call in a professional to restore your home and help protect the health of your loved ones from the effects of smoke damage.

What should I do if I smell gas or suspect a leak after a storm?
If you smell natural gas (which smells like rotten eggs), hear a hissing sound or see a broken gas line in your home after a storm, ventilate by opening a window or door and evacuate immediately. Do not turn on the lights, light a match or use the telephone in your home. Call the gas company immediately from a neighbor’s house or a local business; if you cannot get in touch with the gas company, call 911. Finally, don’t return to your home until you’ve been told that it’s safe to do so.

How should I evaluate my home after a weather event?
After a big weather event has passed and it’s safe to return home, you’ll have to evaluate your house for damage. Make sure you wear sturdy shoes and protective clothing, and bring a flashlight (not candles!) in case your electricity is out. You also should bring a camera and take photographs of every room to document the damage for insurance. Be cautious when entering your home, and be on the lookout for any frayed wiring that you’ll need to report to your electrical company. Watch out for broken glass and nails, and report any larger issues—downed power lines, gas leaks, or structural hazards—to the proper authorities immediately.

How do I help my children cope with what’s happened?
A natural disaster is frightening for everyone, but it’s especially traumatic for children who may not fully comprehend what has happened and why. After a storm, explain to your kids that storms are natural events. It may help to read a book with them that’s specifically geared toward the type of storm you’ve experienced. Listen to their fears and offer reassurance that the situation isn’t permanent. Finally, include your child in small clean-up activities—it can be comforting for kids to have something to do after the storm, and can help them feel like everything is returning to normal.

How do I cope after a disaster?
After surviving a terrifying natural disaster, it’s normal for you to feel dazed or numb. You may find you have trouble sleeping or experience frightening dreams, a loss of appetite, and you may even develop a shorter temper than usual. These are all natural reactions to stress.

To cope, try sticking to your regular schedule as much as possible. Do what’s best for your body—eat right, get enough sleep and exercise frequently. Talk through your feelings with a family member or friend, and limit your exposure to news stories revisiting the event. Finally, if the stress is too much for you to handle alone, seek help from a professional immediately. It will take time for you to heal from the weather event, and you don’t have to do it alone!

A Basic Guide To Home Contents Insurance

A Basic Guide To Home Contents Insurance

Basically, home contents insurance is protection against the replacement cost that you would otherwise have to pay to replace the contents of your home in the event of them being lost, damaged or stolen. As is the case with home buildings insurance, the main factors contributing to grounds under which you can make a claim against your home contents insurance include theft/burglary, fire, damage due to floods, burst water pipes or boilers, etc.

There are, however, two very important factors that you need to keep in mind when insuring the contents of your home:

First, in the case of home contents insurance, it is rarely the case that your mortgage provider is going to insist that you have this type of insurance as part of your mortgage agreement;

Second, regardless of whether you own or rent the property you are currently living in, you should still be looking to insure the contents of your home – as these are your personal possessions.

Two further aspects of home contents insurance also need to be considered carefully when you are checking out the different kinds of policies on offer. In some, but not all, cases you can be insured for your home contents even when the items listed in your home contents insurance policy are not actually physically located on the home ‘property’. So, for example,

First, it is possible to claim when you are transporting items from one place to another and they are stolen.

Second, home contents insurance is insurance against the replacement cost of the item being insured. It does not, nor is it intended to, insure you against the nostalgic value of the item damaged/lost. So, for example, if you insure a picture your deceased grandmother gave you, which would cost $200 to replace, it makes little difference that it was your deceased grandmother who gave it to you and that it cannot, therefore, be replaced.

Although home contents insurance is, in all but a few very rare circumstances, a completely voluntary scheme of insurance to subscribe to, if you are in any doubt as to the value of this insurance scheme, take a quick mental inventory of the contents on your home and their value and then get a few quotes off the internet and you’ll soon be seeing the value of having your home contents properly insured.

If you should experience a fire, flood, water damage or some other event in your home which affected your contents, its very important to have a professional handle your personal belongings.  Only Contents (1.855.KLEAN79 or 1.855.553.2679) will provide the peace of mind to professionally handle your contents and make sure they are stored, cleaned and returned to you.  Let your insurance agent or the person handling your loss know that you want Only Contents on-site.  Let the experts worry about your contents, so you don’t have to!

Contents Pack Out Services

Contents Pack-out Services

In the event that the interior of your home or business has sustained severe damage, a “contents pack-out” may be recommended as a part of your emergency service procedures. This is the term used to describe the process of transferring your household or business contents to the ONLY CONTENTS storage facility for the purpose of cleaning and deodorizing them. The contents pack-out procedure also ensures your belongings do not suffer any further smoke or water damage.

If you decide on contents pack-out service, our professional technicians will digitally inventory the contents in your home and then carefully package and move your belongings to our safe warehouse facility. At our facility, your furnishings will undergo a thorough cleaning and deodorization process.

At ONLY CONTENTS we also realize that those facing an emergency still need access to their work and everyday clothing. For that reason, we offer emergency dry-cleaning and laundry services. Our cleaning professionals handle dry-cleaning and laundry room by room so that your clothing is stored in a logical manner. This valued service gives you one less thing to worry about during an already difficult time.

After your contents are cleaned and restored, they will be stored in our facility until your home repairs are complete or until you have made other housing arrangements.

Contact us today at 1.855.KLEAN79, that’s 1.855.553.2679 to learn more about our exceptional contents pack-out services.

GOOD NEWS FOR AFTER YOUR DISASTER

We Understand This Is A Very Trying Time For You. You’ve lost more than just a house, or business, or “items”. This is more than “just” an insurance claim. This is your life; the things you live for and live with, either at home or in your business. Your insurance company, your adjuster, and your restoration company are dedicated to supporting you in getting back to normal; as much as possible, as soon as possible, and as hassle–free as possible.

In Most Cases, fire and water did not completely destroy all of your contents beyond repair. Probably, much of your personal property and other necessary contents have only been contaminated. Yes, with foul smelling odor of smoke or unsafe bacteria, or simply distorted from soaking in water, but not destroyed beyond repair.

Unfortunately, after your disaster, time is of the essence. There is little time to experiment with ordinary neighborhood agitation washing machines and detergents. That’s because the acids from soot and unhealthy microorganisms in contaminated water settle into the material, chemically and permanently altering it, leaving it in a non–restorable condition.

Fortunately, With Only Contents, much of your personal and sentimental contents can be returned to you in near pristine condition. You’d never know they had been through a fire, smoke, and water experience. Certified operators at Only Contents can usually restore and return back to you a large portion of your contents, clean and pristine. And in some cases this can be done within days. You or your children’s most precious, loved, sentimental, and hard to replace items can be restored rather than replaced!

Only Contents can restore fire and water damaged items, store them while your home or business is being fixed and deliver them back to you.  Only Contents will professionally handle your contents and return them after fire and water disasters in a clean, pristine, and completely safe and disinfected condition.  Call the experts at 1-855-KLEAN79 THAT’S 1-855-553-2679